The $698 CRA GST/HST Credit payment for January 2026 is scheduled to provide important tax-free financial relief to eligible low- and modest-income Canadians, helping households offset the cost of federal sales taxes as the new year begins.
What Is the GST/HST Credit in Canada
The GST/HST Credit is a quarterly, tax-free benefit administered by the Canada Revenue Agency (CRA) to help individuals and families with lower incomes recover some or all of the GST or HST they pay throughout the year.
$698 GST/HST Credit January 2026 Overview
| Category | Details |
|---|---|
| Maximum Payment | Up to $698 (combined annual/household amount) |
| Payment Month | January 2026 |
| Benefit Type | Tax-free quarterly credit |
| Paid By | CRA |
| Payment Method | Direct deposit or cheque |
| Eligibility Basis | Income and family size |
GST/HST Credit Payment Date – January 2026
The January 2026 GST/HST Credit is expected to be issued early in the month, as part of the CRA’s regular quarterly payment cycle, with deposits typically processed before mid-month depending on banking timelines.
Who Is Eligible for the $698 GST/HST Credit
Eligibility depends on net family income, marital status, and number of dependents, with individuals required to file their annual income tax return, even if they had little or no income.
How Canadians Will Receive the Payment
Most recipients receive the GST/HST Credit via direct deposit, which is faster and more secure, while others may receive a mailed cheque if direct deposit is not set up in their CRA account.
Important Things to Know About the January 2026 Payment
- Up to $698 for eligible individuals or families
- Tax-free and does not affect other benefits
- Paid quarterly, not monthly
- Direct deposit speeds up access to funds
- Amounts vary based on income and household size
Conclusion
The $698 CRA GST/HST Credit payment in January 2026 continues to support Canadian households by reducing the burden of sales taxes, offering reliable, tax-free assistance during the first quarter of the year.
Disclaimer
Payment amounts and dates may vary depending on individual eligibility, income reassessments, and CRA processing schedules; recipients should check CRA My Account for personalized confirmation.