CPP PRB explained

Working After 65 in 2026: How It Impacts CPP and OAS Under New Canadian Rules

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Working beyond age 65 in 2026 can significantly affect your Canada Pension Plan (CPP) and Old Age Security (OAS) payments, as updated rules continue to encourage longer workforce participation while adjusting how benefits are calculated, increased, or clawed back based on income. Why Canada Encourages Working After 65 In Canada, longer life expectancy and labor … Read more

CPP Early vs Delayed Retirement in 2026: Which Option Is Best and Key Factors to Consider

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Choosing between early or delayed retirement under the Canada Pension Plan (CPP) in 2026 is a major financial decision that can permanently affect your monthly income, lifetime benefits, and overall retirement security, making it essential to understand how timing changes your CPP payouts. Understanding CPP Retirement Timing in Canada The Canada Pension Plan (CPP) allows … Read more