CPP Early vs Delayed Retirement in 2026: Which Option Is Best and Key Factors to Consider

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Choosing between early or delayed retirement under the Canada Pension Plan (CPP) in 2026 is a major financial decision that can permanently affect your monthly income, lifetime benefits, and overall retirement security, making it essential to understand how timing changes your CPP payouts. Understanding CPP Retirement Timing in Canada The Canada Pension Plan (CPP) allows … Read more

CPP Increase in January 2026: What Canadians Need to Know About Higher Payments

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The Canada Pension Plan (CPP) increase in January 2026 is set to bring higher monthly payments for eligible Canadians, as annual adjustments linked to inflation and contribution enhancements take effect, helping retirees and beneficiaries better manage rising living costs. Why CPP Payments Are Increasing in 2026 The Canada Pension Plan is indexed annually to inflation … Read more